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Free calculators / Super

Super guarantee calculator

Work out the 12% super on a pay and the date it needs to reach the fund under Payday Super.

Your numbers

The amount is…
$

Pay that counts for super: ordinary hours, penalty rates for those hours, commissions and paid leave. Overtime usually doesn't count.

%

12% is the minimum. Some agreements pay more.

How often is this pay?

Result

Super for this pay

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Pay before super
–
–
Total cost of this pay
–
Super a year
–
Total cost a year
–

Make sure it reaches the fund by –.

That's 7 business days after payday, counting weekends only. Public holidays that cover a whole state or territory don't count as business days, so the legal deadline can be a little later, but paying by this date is always on time. Allow for your payroll or clearing house's processing time.

How it's worked out

Super = pay that counts for super × 12%
From a package: pay = package ÷ 1.12, and super = package − pay

Since 1 July 2026 (Payday Super), super has to reach the employee's fund within 7 business days of each payday. A new employee's first payment, or the first to a new fund, has 20 business days.

Common questions

Which pay counts for super?
Qualifying earnings: ordinary hours, penalty rates and shift loadings for those hours, commissions, paid leave and some salary sacrifice. Overtime and expense reimbursements usually don't count.
Do casuals and part-timers get super?
Yes. Every employee gets super, however little they earn. Employees under 18 need to work more than 30 hours in a week.
Is there a limit?
In 2026–27 you don't have to pay super guarantee on qualifying earnings above $270,830 for the year.

Sources: ATO, Payment deadlines for Payday Super and Key superannuation rates and thresholds.